Privacy Policy

Last updated December 24, 2025

Blue Studios.io, Inc. (“Blue Studios,” “we,” “our,” or “us”) values the trust you place in us and is committed to protecting your privacy.

This Privacy Policy describes how we collect, use, disclose, and safeguard personal information when you access or use our websites, platforms, products, applications, and related services.

This Privacy Policy applies to all services operated or provided by Blue Studios, including but not limited to:

www.bluestudios.io
www.bluestudiosent.com
www.bluestudiosedu.com
www.wallio.io

By accessing or using any of these services, you acknowledge that you have read and understood this Privacy Policy and agree to the collection and use of information as described herein.

1. Information We Collect

We collect information in several ways, depending on how you interact with our services.

Information You Provide Voluntarily
When you create an account, engage with our content, register for programs, make a purchase, or communicate with us, you may voluntarily provide personal information. This information may include your name, email address, mailing address, phone number, organizational affiliation, login credentials, and any other information you choose to share with us.

We collect this information only when it is reasonably necessary to provide our services, communicate with you, or fulfill your requests.

Payment and Financial Information

When you make payments, subscribe to services, or link a bank account through our platforms, financial information is collected and processed by trusted third-party payment providers, including Stripe.

Depending on the interaction, this may include tokenized bank account and routing information, account ownership details, and transaction confirmation data. For security reasons, Blue Studios does not store raw bank account numbers or full payment credentials on its own servers. Sensitive financial data is handled directly by our payment partners in accordance with their security and compliance obligations.

Information Collected Automatically

When you visit our websites or use our services, certain information is collected automatically. This may include your IP address, browser type, device identifiers, operating system, referring URLs, usage patterns, and interaction data such as pages viewed, features accessed, and timestamps.

This information helps us understand how our services are used, improve performance, maintain security, and deliver a better overall experience.

Information from Connected Accounts

If you choose to connect external accounts, including financial institutions or third-party platforms, we may receive limited information from those providers based on your explicit authorization. This information may be used to verify account ownership, enable payments, or present consolidated views of connected data within our services.

We access only the data necessary to support the functionality you have requested, and we do so in compliance with applicable laws and provider agreements.

2. How We Use Information

We use the information we collect for legitimate business and operational purposes, including but not limited to:

We do not use financial data to provide personalized financial advice or to make automated credit or lending decisions unless explicitly stated and permitted by law.

3. How We Share Information

Blue Studios does not sell personal information.We share information only in limited circumstances and only to the extent necessary to operate our services.

Service Providers and Partners
We may share information with trusted third-party service providers that perform functions on our behalf, such as payment processing, data hosting, analytics, customer support, and communications. These providers are authorized to use information only as necessary to provide services to us and are contractually obligated to protect it.

Legal and Compliance Obligations

We may disclose information when required by law or in response to valid legal requests, such as subpoenas, court orders, or government regulations. We may also disclose information when we believe it is necessary to protect the rights, safety, or property of Blue Studios, our users, or others.

Business Transactions

In the event of a merger, acquisition, reorganization, or sale of assets, personal information may be transferred as part of that transaction. If such a transfer occurs, we will take reasonable steps to ensure continued protection of your information.

4. Financial Data and Stripe Financial Connections

We use Stripe Financial Connections to allow users to securely link bank accounts, verify account ownership, and enable payment-related functionality.

Financial data is accessed only with user consent and is used solely for purposes consistent with providing our services. We seek to collect and use the minimum amount of financial data necessary and do not retain sensitive banking credentials on our systems.

Stripe’s handling of information is governed by Stripe’s own privacy policies and security standards.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to support site functionality, analyze usage trends, and improve user experience. Cookies may store preferences or session information to make interactions more efficient.

You may control cookie usage through your browser settings, though disabling cookies may limit certain features of our services.

6. Data Security

We employ reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction.

While we take data protection seriously, no system can be guaranteed to be completely secure. Users are encouraged to take appropriate precautions to protect their own information.

7. Data Retention

We retain personal information only for as long as it is necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce agreements.

When information is no longer required, it is securely deleted, anonymized, or otherwise rendered inaccessible.

8. Your Rights and Choices

Depending on your location, you may have rights to access, correct, update, or delete your personal information, as well as to withdraw consent where applicable.

Requests may be submitted using the contact information provided below, and we will respond in accordance with applicable laws.

9. Children’s Privacy

Our financial services are not intended for children under the age of 13 unless explicitly offered as part of an educational program. Where applicable, we comply with laws governing student and child data protection, including COPPA and FERPA.

10. Third-Party Links

Our services may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties, and we encourage users to review their policies independently.

11. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, services, or legal requirements. Updates will be posted on www.bluestudios.io, and the effective date will be revised.

Continued use of our services after an update constitutes acceptance of the revised policy.

12. Contact Information

If you have questions, concerns, or requests related to this Privacy Policy or our data practices, please contact us at
questions@bluestudios.io.